Direct Debit
Direct Debit is the most popular payment method in Europe. Only 25% of Europeans internet users have a credit card.
PAY4 offers direct debit services for the following countries:
| Germany | |
| Austria | |
| Netherlands | |
| Spain |
Direct debit authorization
In this case the payor provides the merchant written permission to debit funds for a specified purpose from his account.
Debit order
The account holder gives his bank written authorization for a particular payee to deduct money from his account.